Mostly because I hate balancing my own checkbook, I started using Quicken over 10 years ago to help me stay on top of what I owe and what I own. Every year Quicken gets a little bit slicker, easier to use and more indispensable. Now that we are all trying our best to stay fiscally sound and aware, Quicken is a great tool to keep at hand. The Deluxe edition can even be downloaded for a $30 savings on the price of the software package. Once you work it into your personal routine, it will become a cinch to maintain. Penny wise.